FREQUENTLY ASKED QUESTIONS ABOUT TITLE LOANS

What are car title loans?

Car title loans are secured loans where borrowers use their vehicle title as a collateral.

Can I keep my car while paying the loan back?

Yes, you can continue to drive your car as usual. When your loan is completely repaid, you will receive your car title back.

I have bad credit – does this make me ineligible for a car title loan?

No! It is possible to get approved for a title loan from CashTitleLoans123 even if you have bad credit or not credit at all. Give us a call or use the online form to apply.

How do car title loans work?

By using your car title as collateral, you can get approved for a loan of $2,600 to $20,000 from CashTitleLoans123, depending on the value of your car, your ability to repay the loan and other criteria. Once the loan is paid off, the title returns to you.

What if the vehicle is not paid off?

If you have a few payments left you may still qualify.

How much money can I get by taking a car title loan?

Our loans range from $2,600 to $50,000, mainly depending on your car’s value, your needs and your ability to repay the loan.

What is the interest rate of title loans?

Our interest rates vary according to specific criteria, but we offer very competitive rates.

What if I misplaced my title?

We can still approve you for a loan but you must be the registered owner of the vehicle and it must be paid off.

Why is an Auto Title Loan better than a payday loan?

As opposed to payday loans, which are short term loans that offer a small amount of money, title loans can be payed over a longer period, and the amount you can get is substantially higher. Another advantage is that if you make the car title loans payment on time, after the final payment you will owe nothing. Payday loans, however, start over every time you take a new loan.

Must I have a job to get approved?

No. Being unemployed doesn’t necessarily mean you can’t get approved for a title loan. If you can prove your ability to repay the loan and meet our credit criteria, there’s a good chance we’ll approve the loan.

Can I get approved for a loan even without a bank account?

You certainly can. Having a bank account is not a mandatory part in our process.

Are there any hidden fees?

There are no hidden fees. Our agents will explain everything you need to know while taking the loan, so there will be no surprises afterwards.

Why choose CashTitleLoans123.com?

CashTitleLoans123 in association with multiple lenders has over 3000 locations to serve you. We process over 500 title loans every single day across the USA. We will get you the fastest loans online no matter where you live.

Our proprietary algorithm compares thousands of lenders to get you the most money money for your title loan. More lenders means more cash in your pocket today!

When will I get my vehicle’s title back?

Once your loan is paid in full, we will return the vehicle title as quickly as possible.

How fast will I get my money?

In most cases, in less than 1 hour. It all depends on how quickly you provide us with the necessary documents.

Do you charge anything to see if I qualify for a loan?

Not a cent. You can find out how much you qualify for, free of charge or commitment.

What measures do you take to protect my personal information?

We take extreme measures and work with industry leading protocols to protect your personal information.

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Next step is to Call our VIP Phone Line to expedite the process. Our VIP Phone line is (855) 561-5626. You can also text that number 24/7.

Payday Loans up to $5,000. Bad Credit OK.

Your chance for approval is average. You may want to apply for a Payday Loan at one of our websites above.

Get $300 - $50,000. No Hassle.


Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. The APR for CashTitleLoans123 Auto title Loans is 30%-34.87% (varies based on credit requirements). Repayment terms are from 0-60 Months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

The following chart illustrates the cost of a premier loan to the borrower. Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you are able to make an informed decision.

Annual Percentage Rate Finance Charge Amount Financed Min Monthly Payment Total of Payments Number of Months
35.89% $1049.80 $2525.00 $148.95 $3574.80 24 minimum
34.87% $2052.05 $2525.00 $104.02 $4576.88 44 maximum

What is necessary to qualify for the premier program above:
1) 675 FICO score or higher
2) Collateral of $5000 or higher as per trade in value on Karpower
3) Ability to Repay
4) Clear Title